An Overview Of Bankruptcy

Interested in learning more? Call our bankruptcy attorneys in Carbondale, IL today!

The fundamental goal of bankruptcy is to give people in debt the opportunity to restart their financial lives and get out from under the burden of overwhelming debt. While there are certain stigmas associated with bankruptcy, the U.S. Constitution, the Bible and other important documents make it clear that bankruptcy is in everyone's best interests.

"At the end of every seven years, every creditor shall make a release and not exact a debt from his neighbor; it is called the Lord's release." Deuteronomy, 15:1-2

How We Help You

At Bankruptcy Advocates, located in Carbondale, Illinois, we help individuals, families and businesses obtain much-needed financial relief. Our attorneys have practiced together for more than 40 years and have a comprehensive understanding of bankruptcy law. No matter how difficult or special you believe your financial situation to be, we have probably helped someone in a similar circumstance and we are committed to guiding you through the entire bankruptcy process and helping you obtain a fresh financial start.

In 1934, the United States Supreme Court highlighted one of the positive aspects of bankruptcy:

"It gives to the honest but unfortunate debtor ... a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of pre-existing debt." - Local Loan Co. v. Hunt, 292 U.S. 234, 244

Get The Answers You Need

Find the answers you need in bankruptcy. If you are considering filing for personal or business bankruptcy, you likely have many questions about what will happen, when it will happen and how it will affect your future. Our attorneys will thoroughly address all of your concerns, including:

  • Should I file for bankruptcy?
  • What are the problems associated with filing for bankruptcy, and how can I avoid them?
  • How should I deal with my creditors?
  • How can I reaffirm debts?
  • Can I avoid foreclosure?
  • Will I lose my car and house?
  • How will bankruptcy affect my divorce?


We will conduct an exhaustive investigation to determine if you should file for Chapter 7, Chapter 11 or Chapter 13 bankruptcy. Rest assured, we will answer your questions, explain the law, outline your options and dispel any bankruptcy myths.

Let Our Team Protect Your Future

When experience matters, choose an attorney you can trust. Bankruptcy does not have to be a negative experience. Meet with one of our experienced bankruptcy lawyers to discover how we can help you. Call us today at 618-549-9800 or email us here.

We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code.